1. For your superannuation funds what is most important to you?

	Low risk, low return
	Low risk, moderate return
	Moderate risk, moderate return
	Moderate risk, higher return
	High risk, high return

2. How much investment knowledge do you have?

	Very little
	I follow property markets
	I follow share markets
	I am aware that investment returns may vary from year to year
	I understand that different investment sectors have different risks and returns

3. How is your superannuation currently invested?

	I do not know
	Defined Benefit Plan
	Fixed Interest Plus option
	Balanced Conservative option
	Balanced Growth option
	Shares Plus/Just Shares option

4. Your objectives for your superannuation are:

	To invest in a guaranteed investment where your money is safe though it means earning a lower rate of return
	To invest in some fixed interest with some exposure to property and share investments
	To maintain a relatively balanced exposure to cash, fixed interest, property and share investments
	To invest in a diversified portfolio with a higher exposure to share and property investments
	To invest in growth assets, including Australian and International shares and property

5. What net return do you expect to achieve from your superannuation long term?

	A return with no loss of capital at anytime
	Current Inflation rate + 2% p.a.
	Current Inflation rate + 3.5% p.a.
	Current Inflation rate + 4% p.a.
	Current Inflation rate + 4.5% p.a.
	Current Inflation rate + 5% p.a.

6. In respect to your superannuation only, how often would you be prepared to tolerate a year of negative return to receive progressively higher returns over the long-term?

	Never
	1 in 20 years
	1 in 15 years
	1 in 10 years
	1 in 5 years

7. If your superannuation investment starts to fall in value, you would::

	Arrange a switch to the cash option immediately
	Arrange a switch to a more conservative option immediately
	Consider switching but do nothing about it
	Treat the loss as short term - it will soon recover
	Move more funds into a higher growth option

8. If you wanted to retire in the future on an income of $30,000 p.a. (today’s $) but future benefit projections indicated that you could only retire on $20,000 p.a., which included the Government Age Pension, you would:

	Take no action and adjust my lifestyle to the lower level of income
	Change my existing super investment option to one with a higher growth asset exposure
	Contribute further funds to my superannuation account, and change my investment option to one with a higher growth asset exposure

9. When do you plan on retiring?

	In the next 12 months
	1-2 years
	3-5 years
	6-10 years
	10+ years

10. In retirement how long would you like your superannuation pension income to last?

	1-5 years
	6 – 10 years
	11 – 20 years
	20+ years

11. What do you require your superannuation retirement pension to provide?

	Income but no growth
	Security
	A mixture of growth and income
	Long-term growth
	High returns