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Plans & Income Streams

There are four types of plans and Income Streams: Accumulation plans,  Defined Benefit plans, Income Streams while working and Income Streams during retirement.
 
Accumulation Plans
Accumulation plans give you access to member investment choice: the money you or your employer contributes is invested using fund managers and is credited or debited to your account depending on how your option performs in the general market place.
 
Super Saver
 
Personal plan
 
 
Defined Benefit Plans
Defined Benefit plans are calculated using a complex series of formulas that depend on factors such as your age, salary, length of service, etc. They are no longer open to new members.
 
Defined Benefit plans
 
Additional Benefits Contracts (ABCs)
 
City of Melbourne
 
Parks Victoria
Income Streams while working
New transition to retirement rules allow you to access your super while you continue working, either full or part-time, once you’ve reached preservation age. This new flexibility gives you more options to generate an income from your super using non-commutable Income Streams.

Non-commutable Allocated Pension
 
Income Streams during retirement
Income Streams provide you with a regular series of payments for a fixed period or for the life of the pension. They allow you to spend less time worrying about managing your investments, and more time enjoying your retirement.
 
Allocated Pension
 
 
Need more information?
If you would like more information about our income stream products please fill in our online form . We'll send you an information pack or contact you about your retirement needs.