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Super Plans & Income Streams

Accumulation Plans
Accumulation plans let you manage
your investment choices. Your super is invested using fund managers, and credited or debited to your account depending on how your option performs in the general market place.
 
Defined Benefit Plans

Defined Benefit plans calculate your super using a complex series of formulas that depend on factors such as your age, salary and length of service. These plans are no longer open to new members.

 
Transition to Retirement Income Streams
Over 55s: Once you've reached preservation age, this Income Stream gives you the flexibility of drawing down on your super while working full or part-time. This gives you more options to generate your income.

 
Retirement Income Streams
Retirement Income Streams provide you with regular income payments for a fixed period or for the life of the pension. From 60, retirement benefits from an Allocated Pension are tax-free, with no service charges.