As a Super Saver member, you have automatic Death & Total and Permanent Disability (TPD) and Income Protection insurance with us. What do these do?
Death & TPD Cover
This cover can be used to pay out your debts and leave some money to help your family get back on their feet if you`re unable to return to work due to illness, injury or sudden death.
Income Protection cover
This cover provides the security of knowing you can still pay the mortgage and utilities if you are unable to work temporarily due to a disability or illness.
So how much is enough for me?
Generally, insurance is used to make up the shortfall between your needs and existing savings. Everyone`s lifestyle needs are different, and your insurance cover should match your circumstances. Find out how much cover you may need with our Income Protection Calculator or Death & TPD Calculator Table.
Benefits of your Vision Super Insurance
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Cover is generally cheaper than an individual policy you might buy with an insurance agent or broker
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Premiums are conveniently deducted from your super account
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Payment is tax-effective, because super contributions are only taxed at 15%
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Premiums do not include commissions or bonuses paid to advisers
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You can transfer existing insurance to us without medical evidence
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You`re covered 24 hours a day 7 days a week, not just when you`re at work
